Every investment always has a risk, but the fact is that there are some forms of investment that never lose . This is assessed from the potential that will be generated from time to time. That is, if it cannot be profitable today it will be more profitable in the future.
What Investment Never Loses?
Investment is an act of planting or collecting something with the intention of getting a profit in the future. Not only material, investment objects can also be in the form of non-material. In fact, this non-material investment is a form of investment that will not lose.
What kind of investment that does not make a loss? The following are examples of never-lose investments:
1. Knowledge Investment
As the name suggests, knowledge investment means trying to gain as much knowledge as possible. This form of investment can be done in various ways, such as academic schooling, observation, reading books, and others. The wider the knowledge possessed, the greater the opportunity to take advantage of the situation.
2. Investment to Improve Skills
Ability or skill is something that is needed in an increasingly developing world. An expert will be more needed in various parties. Therefore, each individual must practice skills, either adding various skills or deepening the skills they already have.
3. Invest Time in Loved Ones
Taking the time to meet and chat with loved ones is another form of investment that will not pay off. Through meetings, transfer of knowledge and memory will occur. Knowledge and memory will be valuable assets in the future.
4. Investment to Build Relationships
The more friends, the more potential help you will get. Extensive relationships will make it easier for you to build cooperation. If you are a businessman, then relationships can make you have many customers or lots of capital assistance.
5. Health investment with exercise
Body health is a valuable asset. Apart from saving on medical expenses, investing in health will also allow you to pass on a good body to your children or offspring. Maintaining a healthy diet, sleeping pattern, and exercise will yield health benefits down the road.
What is Neck Up Investment?
Neck up investment is a term to refer to investing in “heads/brains”. That is, these investments do not target material gain directly, but instead target knowledge, experience, connections or networks, and others. This investment should be done first before material investment.
Even though it doesn’t target material gain directly, it doesn’t mean that neck and neck investments won’t bring material wealth. Upward investment is made precisely with the aim of opening up the possibility of greater profits. This form of investment will also reduce the risk of material investment decisions to be made.
How To Invest Neck Up?
There are many attempts that can be made to invest upwards. These things can be done by adjusting the age so that they are more effective, although the earlier the better. The following are neck-up investment methods that you can try.
1. Making Friends from Various Backgrounds
The mistake that many people often make is to be friends with people who are in tune or have one goal. In fact, in the business world, it’s the same as being friends with competitors. A good thing to do is to get to know lots of other people from different backgrounds.
The more diverse backgrounds friends have, the wider the opportunity to benefit. From these diverse friends you will gain different knowledge, different collaborative projects, and more.
2. Reading books and knowing the development of the world
One way to solve the problem is in a theoretical way, which is obtained from reading books. The knowledge gleaned from the book will allow you to tackle problems as if you had experienced them before. The more books you read, the more knowledge you will have on how to solve problems.
In addition, updates on world developments will allow you to take appropriate actions according to the latest conditions. Make the best use of information media in order to get quality information.
3. Participate in Skills Training
In forming your own character, you may choose whether to be someone with a generalist attitude or whether to be a specialist. A generalist is someone who knows and can do a lot but is not profound, while a specialist is someone who is able to do a little but is very deep. If you want to be a leader, generalists can be a good choice.
If you want to be the head of a team, then being versatile is a good trait. That way, you will be able to back up various tasks that are not completed by team members. For that, learn many things from an early age by attending trainings.
4. Helping Other People’s Businesses
In addition to theoretical, empirical knowledge is also very important to have. One way you can have a risk-free experience is by helping other people who are doing certain things. By helping out, you will be in a position to be close enough to see the business run.
Your identification can be useful if one day you make a similar attempt. Therefore, don’t be reluctant to help friends who make certain movements even if you don’t get paid. Internships and volunteering are usually choices for teenagers who want to gain more experience.
Apart from direct assistance, you can also help people from various regions in Indonesia to build a business. To do that, you can become a funder at People’s Capital .
People’s Capital is a fintech that distributes capital assistance from donors to business people in Indonesia. As a lender, you must provide capital through People’s Capital. The funds will be channeled to potential MSME actors in various places. Lenders will receive a profit share of 18% per year.
5. Study Spiritual
Good spirituality is needed to maintain self-control. This is not only related to matters of divinity, but also related to wisdom in acting to matters of bodily health. Someone who has good spiritual knowledge will be wiser in acting and tend to have good health because they are calmer.
Spirituality cannot be learned suddenly and in a dense intensity in a short time. Therefore, spirituality must be learned from an early age. In the world of material investments, this will control greed which can lead to losses.