Advans Nigeria is a prominent Microfinance Bank in the country, holding a national license from the Central Bank of Nigeria (CBN).
The bank focuses on delivering micro, small, and medium-scale loans. As a globally recognized microfinance institution, Advans La Fayette Microfinance Bank provides a full suite of financial offerings including savings, current, and fixed deposit accounts.
Centered around its clients, the bank ensures financial stability, flexibility, and independence to support both short- and long-term financial plans.
We are recruiting to fill the following positions below:
Recovery Officer (Written Off)
Location: Egbeda, Lagos
Employment Type: Full-time
Main Responsibilities
Recovery Management:
- Evaluate delinquent accounts to encourage prompt repayment.
- Ensure at least half of the Par 1-90 portfolio clients are contacted.
- Facilitate a smooth handover of client portfolios.
- Maintain proper documentation from Client Officers in each client’s file.
Asset Seizure / Sales:
- Execute asset recovery actions independently when necessary.
- Secure seized items promptly with correct records.
- Coordinate pricing and communicate issues with the Recovery Head.
- Plan recoveries in a way that the sales cover outstanding loan balances.
Arrears Portfolio Oversight:
- Analyze portfolio segments to locate potential risks.
- Follow up on existing repayment agreements and create new ones.
- Identify problems in recovery efforts and work with supervisors on solutions.
- Report difficult cases (minimum of five weekly) for committee discussion.
Minimizing Loan Losses:
- Take proactive steps to handle risky accounts and reduce bank exposure.
- Engage parties early for settlements and reduce loan write-offs.
- Develop creative recovery strategies aside from refinancing or restructuring.
- Work toward reducing monthly write-off targets by 30%.
Generic Responsibilities:
- Track overdue loans and customer files.
- Contact debtors via phone, letters, or field visits.
- Implement loan recovery procedures.
- Maintain customer relations when practical.
- Meet recovery targets and renegotiate terms if needed.
Controls:
- Verify all overdue notices and correspondence.
- Monitor customers for compliance with repayment timelines.
Requirements:
- Relevant qualifications with 3 to 4 years experience.
Application Closing Date:
9th May, 2025
How to Apply:
Send your CV to: recruitment@advansnigeria.com using “Recovery Officer” as the subject line.
SME Relationship Officer
Locations: Mushin, Ikeja – Lagos; Ilorin – Kwara; Mainmarket Onitsha – Anambra
Employment Type: Full-time
Job Description
- Manage and prospect SME clients.
- Handle loan, deposit, and customer relations services.
- Oversee debt recovery and customer satisfaction.
Responsibilities
Commercial Outreach:
- Target SME clients within business hubs.
- Promote bank products and services.
- Maintain consistent contact with potential clients.
- Suggest new services to meet evolving client needs.
- Build strong customer relationships.
Loan Operations:
- Support clients with loan applications.
- Conduct thorough assessments and gather necessary data.
- Present loan proposals and monitor repayments.
- Coordinate recovery for overdue payments.
- Conduct frequent field visits and build community trust.
Deposits & Savings:
- Motivate clients to open and maintain deposit accounts.
- Grow the bank’s deposit base through active engagement.
Administrative Duties:
- Keep accurate and complete client records.
- Use CRM systems for client management.
- Manage loan applications digitally.
Control & Planning:
- Prepare weekly schedules of client visits and duties.
- Share insights and challenges with team and manager.
- Analyze portfolios and report issues.
Requirements:
- Appropriate qualifications and relevant experience.
Application Closing Date:
14th May, 2025
How to Apply:
Send CV to: recruitment@advansnigeria.com with the subject “SME Relationship Officer”.
Senior Digital Product Officer
Location: Ibadan, Oyo
Employment Type: Full-time
Main Responsibilities
Product Innovation:
- Lead ideation, creation, and launch of new digital products.
- Partner with engineering, marketing, and design to define specifications.
- Create development roadmaps aligned with strategic goals.
- Enhance products based on market demands.
Product Oversight:
- Handle product life cycle from start to end.
- Maintain documentation and PRDs.
- Align teams with product objectives.
- Develop pricing plans with finance and sales.
- Manage budgets and assign resources efficiently.
Performance Monitoring:
- Set benchmarks and KPIs for tracking.
- Assess performance data and suggest improvements.
- Conduct product evaluations and report insights.
- Identify and act on underperforming areas.
Project Leadership:
- Oversee product-focused projects and ensure delivery within scope.
- Manage risks and update stakeholders regularly.
Customer Research:
- Understand customer challenges and needs via market studies.
- Use analytics and feedback to guide enhancements.
- Develop personas and customer journey maps.
Competitor Analysis:
- Track competitor moves and industry shifts.
- Evaluate competing products for strategy development.
User Profiling:
- Segment customers for targeted positioning.
- Use behavior data to improve product outreach.
Reporting Duties:
- Provide regular updates and executive-level reports.
- Present key data and insights to decision-makers.
Sales Optimization:
- Develop product marketing support and training tools.
- Drive user engagement and improve adoption metrics.
- Work closely with sales and marketing teams to boost conversion.
Requirements:
- HND / BSc / MSc in Accounting or a related field with at least 2 years’ experience.
Skills and Competencies:
- Technical and leadership ability
- Analytical skills and reporting
- Business sense and communication
- Cross-team collaboration
- Stakeholder engagement
- Innovative problem-solving
Knowledge:
- Market and digital product trends in Nigeria
- Research methodology and emerging tools
Application Closing Date:
10th May, 2025
How to Apply:
Send your CV to: recruitment@advansnigeria.com using the Job Title as the subject line.