The Concept Group, established in 1992, serves as the parent company for several businesses. Its subsidiaries include Rosabon Financial Services – Nigeria’s leading equipment leasing and financial intermediary firm; Concept Nova – a tailored enterprise software development company; and Percy Aitkins – a licensed bureau de change.
Credit Underwriting Executive
Location: Lagos
Employment Type: Full-time
Roles and Responsibilities
- Assess and evaluate the credit risk of prospective customers using defined risk guidelines.
- Perform department tasks such as loan covenant monitoring, risk grading, audit prep, and recovery duties as assigned by the HOD.
- Carry out due diligence on potential borrowers.
- Examine credit facility applications to flag deviations from policy and highlight quality concerns in proposals from business units.
- Analyze all financial data in applications to make objective, fact-based decisions.
- Communicate identified credit issues and quality assurance points to the business units for resolution.
- Ensure suggested amendments to credit proposals are relayed back to the appropriate teams.
- Identify and report fraudulent applications or forged documents.
- Verify that all credit approvals and KYC documentation are fully completed and that the company’s interests are safeguarded.
- Conduct credit bureau searches (CRS & CRC) for client assessments.
- Carry out email verifications and prepare transaction completion reports.
- Review transactions against final checklists before granting approval.
Requirements
- HND or B.Sc. with at least 2 years’ relevant experience.
Salary
N170,000 – N220,000 per month
Application Closing Date
Not Specified
Method of Application
Interested and qualified candidates should send their applications to careers@conceptgroup-ng.com with the job title in the email subject.
Treasury Officer
Location: Yaba, Lagos
Employment Type: Full-time
Job Summary
The Treasury Officer will cultivate and manage relationships with high-net-worth clients for fixed-deposit services, acting as their primary contact for both new and existing portfolios.
Duties & Responsibilities
- Source well-priced, structured deposit liabilities from retail and institutional clients.
- Develop and sustain new client relationships regularly.
- Maintain courteous, efficient interactions with customers.
- Respond promptly to client feedback and requests.
- Help design improved marketing strategies based on field insights.
- Visit prospects, engage them, and ensure liability generation.
- Propose services, upsell, and cross-sell when appropriate.
- Recruit, train, and lead sales teams nationwide.
- Boost uptake of treasury offerings among clients.
- Produce competitor analyses, monitoring product rates and requirements.
- Submit periodic reports to management.
- On-board and oversee subordinates to maintain strong prospect conversion rates.
- Train IMTs and treasury admin staff on products and company policies.
Qualifications
- First degree in any discipline from a recognized institution; postgraduate credentials and professional memberships are advantageous.
- Minimum 3 years in sales and business development with proven target achievement.
- Demonstrated ability to build territories from scratch and engage senior decision-makers.
Application Closing Date
Not Specified
Method of Application
Interested and qualified candidates should send their CVs to careers@conceptgroup-ng.com with the job title as the subject.
Internal Audit / Control Executive
Locations: Lagos and Rivers
Employment Type: Full-time
Scope and Impact
The audit/control executive will oversee the entire audit cycle, manage risks, and ensure compliance across operations. Daily reviews of credit transaction postings and customer ledger entries are also required.
Duties & Responsibilities
- Objectively assess organizational processes.
- Review and improve risk management procedures.
- Recommend enhancements to internal controls and address process gaps.
- Inspect petty cash handling.
- Guard against fraud and asset misappropriation.
- Perform daily call-overs of collection team postings for accuracy and timeliness.
- Check ledger entries by the Accounts team for compliance with accounting standards.
- Conduct periodic internal risk assessments and propose solutions.
- Investigate reported issues as needed.
- Ensure adherence to internal policies and regulations.
- Identify emerging risks through data analysis and regular reviews.
- Complete control tasks assigned by management.
Qualifications / Requirements
- University degree in Accounting or Finance.
- ICAN/ACCA certification or in progress.
- Proven experience as an internal auditor or control officer.
- Advanced MS Office and accounting software skills.
Salary
N200,000 per month
Application Closing Date
Not Specified
How to Apply
Send CVs to careers@conceptgroup-ng.com with the job title as the email subject.
Legal Officer
Location: Lagos
Employment Type: Full-time
Scope and Impact
The Legal Officer will support the Legal Department/Company Secretary, offering advice on corporate matters, contracts, and ensuring regulatory compliance under CAMA and other statutes.
Job Description & Responsibilities
- Draft and review various legal agreements.
- Advise on corporate legal issues and business matters.
- Provide internal legal counsel to departments.
- Maintain statutory registers and records per CAMA requirements.
- Develop policies and procedures.
- Recommend dispute resolution approaches.
- Liaise with external solicitors on litigation.
- Organize board and committee meetings, prepare agendas and minutes.
- File annual returns and incorporation documents with CAC.
- Conduct due diligence on prospective clients.
- Perform additional tasks as directed by the Head of Legal.
Key Performance Indicators
- Error-free agreement drafting using approved templates.
- Independent follow-up with legal agents.
- Timely reporting on legal updates.
- Generation of innovative ideas.
- Prompt email responses and report deliveries.
- Quality and timeliness of contract reviews.
- Minimizing complaints from colleagues.
Requirements
- LL.B and B.L (minimum second class lower).
- At least 2 years post-NYSC experience.
- Proficient in MS Word, PowerPoint, Excel.
- Strong knowledge of corporate law, governance, and litigation processes.
- Excellent research, analytical, and communication skills.
Application Closing Date
Not Specified
Method of Application
Send your CV to careers@conceptgroup-ng.com with the job title in the subject line.
Sales Executive (Salary Loan / Wealth Management)
Location: Benue
Employment Type: Contract
Scope and Impact
This role involves selling loan products and acting as a liaison between clients and the institution to facilitate timely loan approvals.
Duties & Responsibilities
- Process loan applications and assess financial eligibility.
- Interview applicants to evaluate feasibility of loan grants.
- Calculate financial ratios and establish repayment plans.
- Communicate decisions and provide policy guidance.
- Complete loan contracts and counsel clients on terms.
- Review agreements for completeness and policy compliance.
- Update account records and payment schedules in the ERP system.
- Collaborate with underwriters to resolve application issues.
- Stay current on lending products and services.
- Advise clients on appropriate loan options.
- Build referral networks and cross-sell services.
- Uphold lending compliance and regulatory standards.
- Mobilize deposits to reach set targets.
Requirements
- B.Sc in Finance, Economics, or related field.
- Experience as a loan officer.
- Familiarity with banking software and lending practices.
- Strong customer service and sales skills.
- Ability to work in a target-driven environment.
Salary
N92,000 – N160,000 per month
Application Closing Date
Not Specified
How to Apply
Email your CV to olaoluwa.julius@conceptgroup-ng.com with the job title as the subject.
Receivables and Reconciliation Officer
Location: Lagos
Employment Type: Full-time
Job Description
Ensure accurate and timely recording of payments, handle account discrepancies, and support financial reporting processes.
Responsibilities
- Issue receipts for client payments.
- Perform reconciliations (bank, clearing, billing, general ledger).
- Post daily accounts receivable transactions accurately.
- Maintain customer files and billing records; escalate system issues.
- Produce monthly financial and management reports.
- Investigate and resolve account discrepancies.
- Support month-end closing activities.
- Collect data and prepare monthly performance metrics.
Key Performance Indicators
- Timely invoice and statement generation.
- Accurate account reconciliations.
- Proper maintenance of billing systems and records.
- Quality of management reports.
- Resolution of inquiries and irregularities.
- Assistance with financial analysis.
Requirements
- B.Sc in Economics, Accounting, Business Administration, or similar.
- 2–3 years’ reconciliation experience.
- Proficient in Microsoft Excel and Google Sheets.
- Strong data analysis skills.
Salary
N150,000 – N200,000 per month
Application Closing Date
Not Specified
How to Apply
Send your CV to careers@conceptgroup-ng.com with the job title in the email subject.
Human Resource Business Partner
Location: Lagos
Employment Type: Full-time
Scope and Impact
The HRBP will align departmental structures with business goals, manage manpower planning, and drive talent acquisition and retention strategies.
Responsibilities
- Partner with managers to develop recruitment strategies for a diverse workforce.
- Review and optimize departmental structures regularly.
- Design sourcing plans tailored to each department’s needs.
- Innovate recruitment tactics to build talent pipelines.
- Implement succession planning and replacement strategies.
- Analyze recruitment metrics and recommend improvements.
- Lead recruitment teams and oversee hiring processes.
- Benchmark compensation for new and vacant roles.
- Enhance employer branding to attract top talent.
Requirements
- Bachelor’s in HR Management or related field (relevant experience may substitute).
- 3–5 years post-graduation in full-cycle talent acquisition.
- Strong MS Office skills; professional certifications (CIPD, PHRi, etc.) are a plus.
Salary
N500,000 – N700,000 per month
Application Closing Date
Not Specified
Method of Application
Interested candidates should send their CVs to careers@conceptgroup-ng.com with the job title as the subject.